Sukanya Samriddhi Yojana: Sukanya Samriddhi Yojana is a small savings scheme launched by the Government of India for daughters. Under this scheme, any person can open an account in the name of his/her daughter when she is below 10 years of age. After opening the account, the account holder can deposit a minimum of Rs 250 and a maximum of Rs 1.5 lakh every year for 15 years. The maturity period of the account is 21 years.
The interest rate in Sukanya Samriddhi Yojana is determined by the government. Currently, the interest rate is 7.6% per annum. The interest is compounded, meaning it accrues on the principal each year and is used to calculate the interest the following year.
Under Sukanya Samriddhi Yojana, the account holder has to deposit a minimum of Rs 250 and a maximum of Rs 1.5 lakh every year for 15 years. The maturity period of the account is 21 years. On maturity, interest is paid to the account holder along with the amount deposited.
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सुकन्या समृद्धि खाता खोलने पर लाभ Benifit Of Sukanya Samriddhi Yojana Account
- There are many benefits available for opening a Sukanya Samriddhi Account.
- According to this scheme, only one account can be opened for a girl child and accounts of a maximum of two girl children in a family can be opened.
- According to the Sukanya Samriddhi Yojana scheme, the age of the girl child should not be more than 10 years.
- This account can be easily opened with the birth certificate of the girl child or the KYC of the guardian.
- This investment can be claimed under Section 80C of the Income Tax Act.
- The most important feature of this scheme is that a maximum of 50% of the amount available in the account can be withdrawn for education purposes after the girl turns 18 years of age or after passing class 10, whichever is earlier.
- Interest is credited to the account at the end of each financial year.
- According to this scheme, the minimum amount to deposit every month has been kept at Rs 250 and maximum at Rs 5000.
ये सरकारी योजनाएं भी जरूर देखें 👇
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हर महीने 1000 रूपये जमा करने पर प्राप्त राशि
According to this scheme, by depositing Rs 1000 every month, a total of Rs 12,000 is deposited in one year. If an amount of Rs 1000 is deposited every month for 15 years, then this amount becomes Rs 1,80,000. The government will give Rs 3,29,212 as interest on the investment of this amount. A total amount of Rs 5,09,212 will be given by the government when the girl turns 21 years of age.
हर महीने 2000 रूपये जमा करने पर प्राप्त राशि
According to this scheme, by depositing Rs 2000 every month, a total of Rs 24,000 is deposited in one year. If an amount of Rs 2000 is deposited every month for 15 years, then this amount becomes Rs 3,60,000. The government will give Rs 6,58,425 as interest on the investment of this amount. A total amount of Rs 10,18,425 will be given by the government when the girl turns 21 years of age.
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हर महीने 3000 रूपये जमा करने पर प्राप्त राशि
According to this scheme, by depositing Rs 3000 every month, a total of Rs 36,000 is deposited in one year. If an amount of Rs 3000 is deposited every month for 15 years, then this amount becomes Rs 5,40,000. The government will give Rs 9,87,637 as interest on the investment of this amount. A total amount of Rs 15,27,637 will be given by the government when the girl turns 21 years of age.
हर महीने 4000 रूपये जमा करने पर प्राप्त राशि
According to this scheme, by depositing Rs 3000 every month, a total of Rs 36,000 is deposited in one year. If an amount of Rs 3000 is deposited every month for 15 years, then this amount becomes Rs 5,40,000. The government will give Rs 9,87,637 as interest on the investment of this amount. A total amount of Rs 15,27,637 will be given by the government when the girl turns 21 years of age.
हर महीने 5000 रूपये जमा करने पर प्राप्त राशि
According to this scheme, by depositing Rs 5000 every month, a total of Rs 60,000 is deposited in one year. If an amount of Rs 5000 is deposited every month for 15 years, then this amount becomes Rs 9,00,000. The government will give Rs 16,46,062 as interest on the investment of this amount. A total amount of Rs 25,46,062 will be given by the government when the girl turns 21 years of age.
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सुकन्या समृद्धि योजना खाता बैंक Bank List For Sukanya Samriddhi Yojana
आरबीआई के द्वारा SSY प्रदान करने के लिए बहुत सारे बैंकों को मंजूरी प्रदान की गई है।
- Axis Bank
- State Bank of India
- Central Bank of India
- Bank of Maharashtra
- Bank of India
- Bank of Baroda
- Punjab National Bank
- Union Bank of India
- Vijaya Bank
- Indian overseas Bank
- Indian Bank
- IDBI Bank
- ICICI Bank
- UCO Bank
- Punjab and Sind Bank
- Dena Bank
- Canara Bank
- Post office